Resources
A clearer picture before we speak.
Seven calculators for the questions that come up most, and three hubs where we have grouped the blog by subject. All free to use.
Calculators
Most take two or three minutes. One asks for an email before it shows the full breakdown, and it is flagged below.
Retirement and independence
Tax and allowances
What would my estate owe in inheritance tax?
Estimates the liability on your estate as it stands today, residence nil rate band included.
Am I about to lose my childcare support?
Cross £100,000 of adjusted net income and free hours and tax-free childcare fall away. This works out what that costs you.
What is my student loan really costing me?
What you will repay over the life of the loan, and whether clearing it early leaves you better off.
Learning hubs
Pick a subject and read it through.
There are over a hundred articles on the blog. Each hub takes one subject and puts the useful ones in an order that builds.
Retirement
Going from saving to spending is the harder half.
- When you can afford to stop
- Drawdown, annuities, or both
- Sequence risk in the first five years
- Spending without the fear of running out
Tax efficiency
Allowances, wrappers, and the order you draw money in.
- Pensions and ISAs working together
- The traps at £100,000 and £125,140
- What to do before 5 April
Estate planning
Most of it needs doing years before it matters.
- How inheritance tax is calculated
- Gifting and the seven-year rule
- Trusts and Business Relief
- Pensions coming into scope in 2027
- Talking to the people who inherit
Webinars and videos
Recorded sessions and short explainers, including our members-only events.
None of these know your circumstances.
Answer a few questions about where you are and we will tell you whether we are a fit.
See if Blincoe is right for you