Fixed fees.
Full planning.
Fast answers.

At Blincoe, we help you take control of your finances - with a clear plan, personal support, and fees that don’t grow behind your back.

We combine human insight, smart technology, and fixed fees to make financial planning feel simple, powerful and personal.

So you can enjoy life today with clarity, confidence, and peace of mind.

Let's plan your financial freedom

Why Clients Are Switching to Blincoe

Most advisers manage your investments.
We manage your whole financial life - with planning that’s proactive, advice that’s personal, and fees that respect your success.

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Fixed Fees That Save You Thousands

No percentage charges. No surprises. Just clear pricing that helps you grow instead of charging more if you do well.

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Powerful Planning,
Built Around You

We combine expert cashflow modelling with personal advice that helps you make better decisions, year after year.

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Fast, Expert Support,
When You Need It

No waiting days for answers. Talk to your adviser quickly, with no call centres or layers of admin in between.

Lower fees don’t just save money, they generate more wealth over time.

We Charge Fixed Fees

Find out how much better off you’d be on our fixed fee model…

Most advisers charge a percentage of your investments each year, typically 0.7-1.0% of ‘assets under management’. It may seem like a small number, but in reality, it really ramps up. We believe fixed fees are a much fairer way of doing things.

Our fees are based on how complicated your planning needs are, not simply on how much money you have. So you won’t be punished just because you have a large portfolio.

✅ Fairer Costs

We have no incentive other than what’s best for you. When advisers are paid based on a % of assets, they are incentivised to keep your assets, even when alternatives like debt repayment might be better for you.

✅ Aligned Advice

Our fees are simple, straightforward and easy to understand. Most people on % fees don’t even realise how much they’re paying each year, and what impact it has on their long term returns. Try out our calculator!

✅ Transparency

Small fees. Big difference.

Compare a typical percentage-based adviser fee with Blincoe's fixed fees. Illustrative projection over 20 years. Returns reinvested. Fees charged annually.

£750,000
Choose a starting portfolio size. The model applies returns and fees each year.
4%
This is an assumption, not a forecast.
Current fee
0.8%
0.8%
per year on your portfolio
VS
Blincoe fixed fee
Core £2,400/yr For straightforward needs such as pensions, ISAs, and day-to-day financial planning with minimal complexity.
Core Plus £3,600/yr For those with joint finances, early retirement goals, and a wider mix of accounts, allowances and tax strategies.
Comprehensive £4,800/yr For those planning or entering retirement, with a focus on cashflow, investment structure, and optimisation.
Complex £6,000/yr For clients with trusts, offshore assets, or detailed estate planning across family and generational wealth.
fixed fee/yr  (equivalent %, for comparison only)
Not sure which plan? Use Core Plus as a starting point.

Results (20 years)

Final value with percentage fees
Final value with Blincoe fixed fees
You could be better off by
Total fees paid: percentage
Total fees paid: Blincoe
Annual Blincoe fee

Disclaimer: This calculator is for illustrative and educational purposes only and does not constitute financial advice. The return assumption is not guaranteed and actual outcomes may be materially different. Blincoe fixed fees are based on the plan selected. Actual fees are based on the complexity of your planning needs and will be agreed before any work begins. This model applies returns annually then deducts fees. It excludes tax, platform charges, fund costs, contributions and withdrawals.

Projected portfolio value over time

Annual fees deducted (by year)

See if Blincoe is right for you

“Beware of little expenses. A small leak will sink a great ship.”

- Benjamin Franklin

The Right Plan For You

Our advice plans begin at the Core Plan (£200/month). We specialise in working with clients managing portfolios of £500k and upwards, or who have complex planning needs like retirement, inheritance, or business succession. A plan will be recommended based on how complicated your planning needs are, not simply on how much money you have. So you won’t be punished just because you have a large portfolio.

  • Pricing card for a service called CORE, costing 200 British pounds per month, with a dark blue geometric background.

    For straightforward needs such as pensions, ISAs, and day-to-day financial planning with minimal complexity.

    Enquire
  • Pricing plan advertisement showing 'CORE PLUS' for £300 per month.

    For those with joint finances, early retirement goals, and a wider mix of accounts, allowances and tax strategies.

    Enquire
  • A digital advertisement for a comprehensive service costing 400 pounds per month.

    For those planning or entering retirement, with a focus on cashflow, investment structure, and optimisation.

    Enquire
  • Pricing plan for a service called COMPLex at £500 per month with a dark blue geometric background.

    For clients with trusts, offshore assets, or detailed estate planning across family and generational wealth.

    Enquire

We always confirm the right plan before we begin. And if your circumstances change, your plan can change too.

“The best investment you can make is in yourself.”

- Warren Buffett

Our 5-Step Process

We call it your Financial Masterplan, and here’s how we build it together:

  • Blue circle with a white number one in the center.

    VISION

    Every great plan starts with clarity. We take time to understand what a good life looks like for you - your goals, values and ambitions.


  • Blue circular icon with the number two in white.

    REALITY CHECK

    Next, we map your current position - assets, income, liabilities and existing arrangements - and run a full cashflow analysis to project it forward.

  • A dark teal circle with the number 3 in white in the center.

    STRATEGY

    With your goals and data aligned, we design your financial masterplan - a clear, tax-efficient, risk-appropriate plan tailored to you.

  • Blue circle with a white number four in the center.

    IMPLEMENTATION

    Once you're happy, we get everything sorted - investments, paperwork, admin - efficiently and clearly.


  • A dark teal circle with a white number five in the center.

    REVIEW & ADAPT

    Life evolves. So does your plan. We'll review regularly and adjust when needed - making sure you're always moving in the right direction.

Start Your Financial Masterplan Today

Don’t Just Take Our Word For It…

  • "I was paying 1% elsewhere, and doing half the work myself! Really appreciate the fixed fee structure at Blincoe."

  • "The return I have had from Blincoe's expertise has been massive. The planning strategy, peace of mind coupled with the investment returns and tax savings has been game changing. I just wish I’d sought advice sooner."

  • "What we hadn’t realised is what a big difference a few tweaks can make and how quickly things can change. Thankfully we found Blincoe."

  • "You're very good at simplifying the unnecessary complications entrenched in the industry."

  • "You strike the perfect balance of friendliness and professionalism."

  • “Incredibly clear, practical advice — with zero jargon.”

  • “It feels like you genuinely take the time to understand us.”

  • "You synthesise various options into a justified, actionable conclusion. And the execution is flawless."

  • "No question is too small, and I’m always met with patience, professionalism and vast knowledge."

  • "George is extremely helpful and goes above and beyond to make me feel comfortable with any decisions being made, relating to my finances. I trust him implicitly, and will continue to recommend him to my family and friends."

  • "George is knowledgeable and pragmatic and treats our circumstances as he would his own. He’s helped us find a balance between enjoying life and managing our future and gives us comfort that our finances are in order."

Start your Journey Today

Financial Planning Built for the Future

At Blincoe, we combine experience with energy and pace. A new generation of planners using the best of today’s technology to make your life easier.

You won’t find dusty binders or outdated processes here. We’re tech-focussed, AI-enabled, and obsessed with streamlining complexity, so you get more value, faster answers, and less admin hassle.

But we never lose the human touch. Your plan is built with care, clarity and conversation, not just clicks.

We deliver financial planning that keeps pace with your life, and the changing world.

Get Started Today

Our first conversation is always no-pressure. Let’s explore your goals and build a plan that works for you.

Complete Our Short Questionnaire

This short form helps us understand where you are and whether our service is a good match. It’s quick, easy, and respectful of your time.