Estate Planning Hub

Preserve your wealth, reduce inheritance tax, and pass on your assets smoothly.

We’ve pulled together some of our most popular articles specifically around the topic of building family wealth, for anyone who wants to leave a legacy without leaving a mess.

Key Topics Covered:

  • Inheritance tax planning

  • Trusts and gifting rules

  • Whole of Life insurance for IHT

  • Additional Permitted Subscription (APS)

  • Using business relief and investment bonds

  • Charitable legacy strategies

Featured Articles

Featured
What Happens When You Die Without a Will?
What Happens When You Die Without a Will?

Around 60% of UK adults don’t have a Will, leaving estates distributed by intestacy rules that rarely match personal wishes or modern family dynamics.

How Discretionary Trusts Can Cut Your IHT Bill and Protect Family Wealth
How Discretionary Trusts Can Cut Your IHT Bill and Protect Family Wealth

In this week's blog, we're talking about discretionary trusts — one of the most flexible and practical tools in the IHT planning toolkit.

Inheritance Tax & Lifetime Gifting: How Taper Relief and Insurance Can Protect Your Estate
Inheritance Tax & Lifetime Gifting: How Taper Relief and Insurance Can Protect Your Estate

In this week's blog, we explore the mechanics of taper relief and how combining direct gifting with a short-term insurance policy can provide both tax efficiency and peace of mind.

How to Turn Pension Income into a Tax-Free Legacy with Life Insurance
How to Turn Pension Income into a Tax-Free Legacy with Life Insurance

One of the most effective estate planning strategies has been to leave your pension untouched for as long as possible. However, ‘the times, they are a-changin’, the government plans to bring pensions into the scope of IHT from April 2027.

Nil-Rate Band Trusts Explained: Smart IHT Planning for Couples
Nil-Rate Band Trusts Explained: Smart IHT Planning for Couples

Inheritance tax (IHT) continues to affect more families each year. IHT receipts rose by 7% last year and current forecasts suggest a further 5%+ increase this year. To make matters worse, major changes to pension legislation are looming.


Gifting from Surplus Income: The IHT-Free Strategy Most People Miss
Gifting from Surplus Income: The IHT-Free Strategy Most People Miss

Regularly gifting from surplus income is a powerful way to pass on wealth completely free from IHT, without the usual 7-year rule

Business Relief Explained: How to Reduce IHT with BR-Qualifying Investments
Business Relief Explained: How to Reduce IHT with BR-Qualifying Investments

Is doubling down on US equities, at the expense of global diversification, a good strategy? We think not.

Charitable bequests in IHT planning
Charitable bequests in IHT planning

Charitable bequests: where philanthropy meets tax efficiency.

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