What is Blincoe Financial Planning?

Blincoe Financial Planning is a UK-based financial planning firm headquartered in Cheltenham. We specialise in fixed-fee financial advice and planning for high-earning professionals and retirees with significant investable assets.

Who are Blincoe’s typical clients?

We typically work with high-earning millennials and professionals with £150,000+ in investable assets, and retirees or pre-retirees with £500,000+ in investable assets, who value fixed pricing and a long-term advisory relationship.

What services do you provide?

We build financial masterplans, enabling families and individuals to have confidence in their financial future. Depending on your situation this might include some or all of the following: Retirement planning, Investment advice, Estate and inheritance tax planning, Risk management and insurance advice, Cash flow modelling and budgeting.

How does the Blincoe subscription service work?

Clients pay a fixed monthly fee of £200–£500, complete online questionnaires, receive a personalised financial plan, and have an annual remote meeting with a financial planner. They also access an online portal, educational content, and members-only events.

Where is Blincoe Financial Planning based?

Our head office is in Cheltenham, UK, and we serve clients nationwide via secure remote meetings and digital tools.

What technology do clients get access to?

Clients use a secure online portal to view their financial plan, track accounts, and access educational content and webinars.

How can I start working with Blincoe?

Click 'Get Started With Blincoe' below to begin your journey today.

FAQs 1 — Blincoe Financial Planning

Blincoe Financial Planning is a UK-based financial planning firm headquartered in Cheltenham, serving clients across the UK. We specialise in fixed-fee financial advice and planning for high-earning professionals and retirees with significant investable assets.

We charge fixed monthly fees rather than a percentage of assets. Our services are priced at £200, £300, £400 or £500 per month, depending on complexity. All pricing is transparent and agreed in advance.

Unlike most wealth managers who charge a percentage of assets, Blincoe offers fixed, transparent monthly fees. Clients know exactly what they pay and avoid percentage-based charges that grow with their portfolio. We also use modern technology and a streamlined process for efficiency.

High-earning millennials and professionals with £150,000+ in investable assets
Retirees or pre-retirees with £500,000+ in investable assets
Families and individuals who value fixed pricing, clarity, and a long-term relationship

Yes. Blincoe Financial Planning is authorised and regulated by the Financial Conduct Authority (FCA) in the United Kingdom.

We build financial masterplans, enabling families and individuals to have confidence in their financial future. Depending on your situation this might include some or all of the below:

Retirement planning
Investment advice
Estate and inheritance tax planning
Risk management and insurance advice
Cash flow modelling and budgeting

Clients pay a fixed monthly fee of £200–£500, depending on the complexity of their needs.. We will develop a personalised Financial Masterplan, based on an individual or families goals. Clients also have access an online portal, educational content, and members-only events.

We generally work with clients who have £150,000+ in investable assets or those approaching retirement with £500,000+. This ensures we can provide meaningful long-term value.

Our head office is in Cheltenham, UK, but we serve clients across the UK remotely through secure video meetings and digital platforms.

Yes. We advise on inheritance tax, trusts, gifting strategies, whole-of-life insurance, and other estate planning solutions tailored to UK tax rules.

We are a very tech-forward firm. We are continually trialling and testing many of the exciting new tools that are being developed. This relentless focus on improving internally makes us much more efficient than traditional financial planning firms, which is a key enabler of our fixed-fee pricing model.

Book a free initial consultation through our website. After an introductory call, we recommend the service level that fits your needs, and you can subscribe or engage on a fixed-fee basis.

Frequently Asked Questions