Paying more tax than you need to? These articles will help you keep more of what you earn and grow.
Key Topics Covered:
Offshore bonds, BR and tax wrappers
Strategic gifting
Capital gains vs savings income
Bed & ISA and Bed & Pension
Budget announcements and changes
The recent outbreak of trade tensions has sent global markets into a tailspin. Amidst this volatility lies opportunity, a new tax year offers fresh ISA and pension allowances—an ideal time to make strategic moves that enhance your tax efficiency.
These products were once overlooked – often dismissed as expensive and inflexible. But they’ve come a long way. Today, they offer a range of tax planning benefits and can sit neatly alongside pensions, ISAs and general investment accounts (GIAs) as part of a well-structured financial plan.
Investment gains have increased from 10% to 18% for basic-rate taxpayers and from 20% to 24% for higher-rate taxpayers. Now is the time to make the most of available allowances, reliefs, and exemptions.
Many parents face a costly tax trap when their income exceeds £100,000, causing them to lose valuable childcare benefits.
As one door closes, another one opens.
Using bare trusts, in the names of minor children, to fund private school fees.
A summary of all the rumoured tax hikes circulating over the past few weeks
Rachel Reeves has warned of tough choices to come - which taxes could be in her crosshairs?
Using whole-of-life insurance to provide for an inheritance tax charge
"'It's insurance Jim, but not as we know it!'"
A record £7.5bn in IHT was paid in the 2023/24 tax years - here are five options to mitigate a potential charge
A summary of the main personal tax changes for 2024/25 plus planning opportunities into tax year-end
"8 more sleeps until tax year-end"
