OUR FEES

We Charge Fixed Fees

Most advisers charge a percentage of your investments each year, typically 0.7-1.0% of ‘assets under management’. It may seem like a small number, but in reality, it really ramps up. We believe fixed fees are a much fairer way of doing things.

Small fees. Big difference.

Compare a typical percentage-based adviser fee with Blincoe's fixed fees. Illustrative projection over 20 years. Returns reinvested. Fees charged annually.

£750,000
Choose a starting portfolio size. The model applies returns and fees each year.
4%
This is an assumption, not a forecast.
Current fee
0.8%
0.8%
per year on your portfolio
VS
Blincoe fixed fee
Core £2,400/yr For straightforward needs such as pensions, ISAs, and day-to-day financial planning with minimal complexity.
Core Plus £3,600/yr For those with joint finances, early retirement goals, and a wider mix of accounts, allowances and tax strategies.
Comprehensive £4,800/yr For those planning or entering retirement, with a focus on cashflow, investment structure, and optimisation.
Complex £6,000/yr For clients with trusts, offshore assets, or detailed estate planning across family and generational wealth.
fixed fee/yr  (equivalent %, for comparison only)
Not sure which plan? Use Core Plus as a starting point.

Results (20 years)

Final value with percentage fees
Final value with Blincoe fixed fees
You could be better off by
Total fees paid: percentage
Total fees paid: Blincoe
Annual Blincoe fee

Disclaimer: This calculator is for illustrative and educational purposes only and does not constitute financial advice. The return assumption is not guaranteed and actual outcomes may be materially different. Blincoe fixed fees are based on the plan selected. Actual fees are based on the complexity of your planning needs and will be agreed before any work begins. This model applies returns annually then deducts fees. It excludes tax, platform charges, fund costs, contributions and withdrawals.

Projected portfolio value over time

Annual fees deducted (by year)

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