OUR FEES

We Charge Fixed Fees

Many advisers charge a percentage of your investments each year, typically 0.7-1.0% of ‘assets under management’. It may seem like a small number, but in reality, it really ramps up. We believe fixed fees are a much fairer way of doing things.

Fee comparison

Small fees. Big difference.

Compare a typical percentage-based adviser fee with Blincoe's fixed fees. Illustrative projection over 20 years, with returns reinvested and fees charged annually.

£750,000

The model applies returns and fees to this starting value each year.

4.0%

This is an assumption, not a forecast.

Current fee

0.8%

per year on your portfolio

Blincoe fixed fee

Core £2,400/yr For straightforward needs such as pensions, ISAs, and day-to-day financial planning with minimal complexity.
Core Plus £3,600/yr For those with joint finances, early retirement goals, and a wider mix of accounts, allowances and tax strategies.
Comprehensive £4,800/yr For those planning or entering retirement, with a focus on cashflow, investment structure, and optimisation.
Complex £6,000/yr For clients with trusts, offshore assets, or detailed estate planning across family and generational wealth.

fixed fee per year. The percentage shown is the equivalent, for comparison only.

Not sure which plan? Use Core Plus as a starting point.

What that means over time

Results after 20 years

Final value with percentage fees

Final value with Blincoe fixed fees

Difference

Total fees paid over 20 yearsAmount
Percentage-based fees
Blincoe fixed fees
Annual Blincoe fee

Illustrative only.

Projected portfolio value over time

Illustrative only. Not a projection of actual returns.

Annual fees deducted, by year

Illustrative only.

This calculator is for illustrative and educational purposes only and does not constitute financial advice. The return assumption is not guaranteed and actual outcomes may be materially different. Blincoe fixed fees are based on the plan selected. Actual fees are based on the complexity of your planning needs and will be agreed before any work begins. The model applies returns annually then deducts fees. It excludes tax, platform charges, fund costs, contributions and withdrawals.

The value of investments and any income from them can fall and you may get back less than you invested.

Blincoe Financial Planning Limited is an appointed representative of Sense Network Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales, No. 14569306. Registered office: Star Lodge, Montpellier Drive, Cheltenham GL50 1TY.

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