The Blincoe Blog
We write in plain English - no jargon, no waffle - just useful ideas to help you take control of your money, plan ahead, and make smarter decisions.
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“An investment in knowledge always pays the best interest.”
- Benjamin Franklin
Do UK Elections Affect Stock Market Performance? What the Data Says About Labour vs Conservatives
Does a change in government signal a change in prospects for the UK Stock Market?
What Is Portfolio Rebalancing and Why It’s Essential for Long-Term Investing Success
Why we endorse 'tolerance-based' rather than calendar rebalancing
"Eat. Sleep. Rebalance. Repeat."
Should You Be Investing Outside the UK? What the Numbers Say About Global Diversification
Most investors have a home bias when investing, but this can add risk and reduce expected returns
"The average UK investor holds around 80% their portfolios in UK stocks [Interactive Investor]"
Venture Capital Trusts - what, why & how?
VCTs offer exposure to the 'companies of tomorrow' (AI, autonomous driving, e-mobility, health tech, etc.) and come with generous tax perks, but they're not for the faint-hearted...
"Power investing on steroids"
The Power Law in investing (and the perils of picking stocks)
The bulk of stockmarket returns come from a surprisingly small cohort of companies.
"Don't look for the needle in the haystack. Just buy the haystack."
How to Use a General Investment Account (GIA) for Tax-Efficient Long-Term Investing
GIAs are simple, low cost and probably more tax efficient than you think
"Where you hold your investments can be as important, if not more important, than what you actually invest in”
Avoiding the Summer Slump: Why Regular Investing Beats Market Timing
Exploring average stockmarket returns by month and whether the evidence supports 'sell in May' and a Christmas rally
"It's beginning to look a lot like Christmas (again)"
Active vs Passive Investing: Why Markets Need Both and Where the Real Opportunity Lies
“A love-hate relationship”