The Blincoe Blog
We write in plain English - no jargon, no waffle - just useful ideas to help you take control of your money, plan ahead, and make smarter decisions.
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“An investment in knowledge always pays the best interest.”
- Benjamin Franklin
Buying commercial property via your pension
Small business owners can turbocharge their pension savings by buying their own business premises via a personal pension.
UK ‘Pot for Life’ Pension Reform: What It Means and the Pros and Cons You Should Know
Looking at the pros and cons of the Chancellor's plans for a single 'pension pot for life'
"One pot to rule them all, and in the darkness bind them”
How to Claim Unused Pension Tax Relief: A Guide for Higher and Additional Rate Taxpayers
Every year, higher and additional rate taxpayers leave millions of pounds of pension tax relief unclaimed. According to recent research, this could be worth as much as £1.3bn over a 5-year period.
State Pension Set to Rise Again—But What’s Actually Behind the Increases?
On current annuity rates, a full State Pension is equivalent to a private pension worth over £200k
"The best investment you never had"
Paying 60% Tax? Here's How a Pension Contribution Could Cut That in Half
Once taxable income breaches £100,000, you become subject to an effective 60% income tax on the next £25,140. However, this can be mitigated via pension contribution.
