Fixed fees.
Full planning.
Fast answers.

At Blincoe, we help you take control of your finances - with a clear plan, personal support, and fees that don’t grow behind your back.

We combine human insight, smart technology, and fixed fees to make financial planning feel simple, powerful and personal.

So you can enjoy life today with clarity, confidence, and peace of mind.

Built for the Future, Backed by Real People

At Blincoe, we combine experience with energy and pace. A new generation of planners using the best of today’s technology to make your life easier.

You won’t find dusty binders or outdated processes here. We’re tech-focussed, AI-enabled, and obsessed with streamlining complexity, so you get more value, faster answers, and less admin hassle.

But we never lose the human touch. Your plan is built with care, clarity and conversation, not just clicks.

We deliver financial planning that keeps pace with your life, and the changing world.

Why Clients Are Switching to Blincoe

Most advisers manage your investments.
We manage your whole financial life - with planning that’s proactive, advice that’s personal, and fees that respect your success.

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Fixed Fees That Save You Thousands

No percentage charges. No surprises. Just clear pricing that helps you grow instead of charging more if you do well.

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Powerful Planning,
Built Around You

We combine expert cashflow modelling with personal advice that helps you make better decisions, year after year.

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Fast, Expert Support,
When You Need It

No waiting days for answers. Talk to your adviser quickly, with no call centres or layers of admin in between.

Who we help

You're doing well, but something’s not sitting right.

Maybe your current adviser’s fees have crept up as your portfolio has grown. Maybe you’ve never had advice before and don’t know where to start.

Either way, you want clarity, simplicity, and support you can actually rely on.

Our typical client profiles are:

  • Four diverse business professionals walking and talking outdoors near modern office buildings, holding tablets and smartphones.

    The Busy Achievers (30s-50s)


    “I’m doing well, but I’m not sure I’m doing it right.”

    Young professionals or business owners juggling income, kids, and mortgages. You’ve built up savings - maybe through work, inheritance or bonuses - but you don’t have a clear financial plan. You’re smart, but you don’t want to DIY your future.

    Start your plan
  • Older woman with blonde hair smiling at a laptop in a bright, modern workspace.

    The Transition-Planners (50s-60s)


    “Can I afford to stop working - and still enjoy life?”

    You’re thinking about winding down - whether that’s a full retirement or just stepping back. You may already have an adviser, but lack confidence in your overall financial plan. You want clarity and confidence that you’re making the right moves.

    Plan your Next Chapter
  • An elderly couple enjoying a ride in a convertible car through a vineyard, with the woman raising her arms in joy.

    The Legacy Builders (60s+)


    “I want peace of mind, and to know I’ve done things right.”

    You’ve retired from work - but not from life. You’re thinking about how to make your money last, support your lifestyle, and pass on your wealth with confidence. You want smart, personal advice that goes beyond just investments.

    Plan Your Legacy

“The best investment you can make is in yourself.”

- Warren Buffett

Fixed Fees - A fairer, more transparent approach

Most advisers charge a percentage of your investments each year, typically 0.7-1.0% of ‘assets under management’. We believe fixed fees are a much better way of doing things.

Our fees are based on how complicated your planning needs are, not simply on how much money you have. So you won’t be punished just because you have a large portfolio, and nor will you be ignored if it’s small.

✅ Fairer Costs

We have no incentive other than what’s best for you. When advisers are paid based on a % of assets, they are incentivised to keep your assets, even when alternatives like debt repayment might be better for you.

✅ Aligned Advice

Our fees are simple, straightforward and easy to understand. Most people on % fees don’t even realise how much they’re paying each year, and what impact it has on their long term returns (see below for comparison).

✅ Transparency

Our advice plans begin at the Core Plan (£200/month). We specialise in working with clients managing portfolios of £500k and upwards, or who have complex planning needs like retirement, inheritance, or business succession. We’ll always agree the most appropriate plan for you before any work begin.

  • Pricing card for a service called CORE, costing 200 British pounds per month, with a dark blue geometric background.

    For straightforward needs such as pensions, ISAs, and day-to-day financial planning with minimal complexity.

    Enquire
  • Pricing plan advertisement showing 'CORE PLUS' for £300 per month.

    For those with joint finances, early retirement goals, and a wider mix of accounts, allowances and tax strategies.

    Enquire
  • A digital advertisement for a comprehensive service costing 400 pounds per month.

    For those planning or entering retirement, with a focus on cashflow, investment structure, and optimisation.

    Enquire
  • Pricing plan for a service called COMPLex at £500 per month with a dark blue geometric background.

    For clients with trusts, offshore assets, or detailed estate planning across family and generational wealth.

    Enquire

We always confirm the right plan before we begin. And if your circumstances change, your plan can change too.

Lower fees don’t just save money, they generate more wealth over time.

How Fixed Fees Can Grow Your Wealth

Percentage-based fees might sound small, but they quietly erode your wealth and distort advice. Here’s why fixed fees change the game:

Portfolio Example: £500k
15-Year Impact: £47k

Portfolio size: £500,000

Advice Plan: Core

Average Adviser Fee: £4,000/year

Blincoe Fixed Fee: £2,400 / year

Your Saving: £1,600 / year

15-Year Impact: £46,919 better off

Portfolio Example: £1m
15-Year Impact: £129k

Portfolio size: £1,000,000

Advice Plan: Core Plus

Average Adviser Fee: £8,000/year

Blincoe Fixed Fee: £3,600 / year

Your Saving: £4,400 / year

15-Year Impact: £129,027 better off

Portfolio Example: £2m
15-Year Impact: £293k

Portfolio size: £2,000,000

Advice Plan: Complex

Average Adviser Fee: £16,000/year

Blincoe Fixed Fee: £6,000 / year

Your Saving: £10,000 / year

15-Year Impact: £293,243 better off

Assumptions: Based on 8% annual investment growth over 15 years, with savings invested each year.
Note: The information provided is for illustrative purposes only and does not constitute personalised financial advice or a recommendation to invest. Any projections shown are hypothetical and are not guaranteed. They are based on assumptions which may not reflect future performance. Investment returns can go down as well as up, and you may not get back the amount originally invested. The impact of fees, charges, and taxation has been taken into account where stated, but actual costs may vary depending on your individual circumstances.

“Beware of little expenses. A small leak will sink a great ship.”

- Benjamin Franklin

Our 5-Step Process

We call it your Financial Masterplan, and here’s how we build it together:

  • Blue circle with a white number one in the center.

    VISION

    Every great plan starts with clarity. We take time to understand what a good life looks like for you - your goals, values and ambitions.


  • Blue circular icon with the number two in white.

    REALITY CHECK

    Next, we map your current position - assets, income, liabilities and existing arrangements - and run a full cashflow analysis to project it forward.

  • A dark teal circle with the number 3 in white in the center.

    STRATEGY

    With your goals and data aligned, we design your financial masterplan - a clear, tax-efficient, risk-appropriate plan tailored to you.

  • Blue circle with a white number four in the center.

    IMPLEMENTATION

    Once you're happy, we get everything sorted - investments, paperwork, admin - efficiently and clearly.


  • A dark teal circle with a white number five in the center.

    REVIEW & ADAPT

    Life evolves. So does your plan. We'll review regularly and adjust when needed - making sure you're always moving in the right direction.

Start Your Financial Masterplan Today

Don’t Just Take Our Word For It…

  • "I was paying 1% elsewhere, and doing half the work myself! Really appreciate the fixed fee structure at Blincoe."

  • "The return I have had from Blincoe's expertise has been massive. The planning strategy, peace of mind coupled with the investment returns and tax savings has been game changing. I just wish I’d sought advice sooner."

  • "What we hadn’t realised is what a big difference a few tweaks can make and how quickly things can change. Thankfully we found Blincoe."

  • "You're very good at simplifying the unnecessary complications entrenched in the industry."

  • "You strike the perfect balance of friendliness and professionalism."

  • “Incredibly clear, practical advice — with zero jargon.”

  • “It feels like you genuinely take the time to understand us.”

  • "You synthesise various options into a justified, actionable conclusion. And the execution is flawless."

  • "No question is too small, and I’m always met with patience, professionalism and vast knowledge."

  • "George is extremely helpful and goes above and beyond to make me feel comfortable with any decisions being made, relating to my finances. I trust him implicitly, and will continue to recommend him to my family and friends."

  • "George is knowledgeable and pragmatic and treats our circumstances as he would his own. He’s helped us find a balance between enjoying life and managing our future and gives us comfort that our finances are in order."

Start your Journey Today

Get Started Today

Our first conversation is always no-pressure. Let’s explore your goals and build a plan that works for you.

Complete Our Short Questionnaire

This short form helps us understand where you are and whether our service is a good match. It’s quick, easy, and respectful of your time.

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